Membership Plans

Choose Your MASIKA Plan

Comprehensive funeral coverage and financial support when you need it most. Join thousands of families who trust MASIKA for dignity and peace of mind.

Comfort Plan

MASIKA Comfort Plan

Ages 1–69 Years

KES 300 /month

Just KES 10 per day

One-time Registration: KES 200

Cash Benefit

Member Type Benefit Amount
Adult KES 110,000
Child KES 50,000
— OR —
Service Benefits as Highlighted in the Plan

Family Coverage

Spouse + 4 children under 18 years included

Full Funeral Services

  • Coffin/casket (max KES 25,000)
  • Hearse transportation within Kenya
  • Lowering gear
  • Mortuary storage up to 14 days (max KES 15,000)
  • Tents & chairs for up to 200 people
  • PA system for service
  • Memorial portrait

Coverage Timeline

Coverage starts after 4 months of membership
Dignity Plan

MASIKA Dignity Plan

Ages 70–80 Years

KES 1,000 /month

Just KES 40 per day

One-time Registration: KES 500

Cash Benefit

Member Type Benefit Amount
Adult KES 110,000
Child KES 50,000
— OR —
Service Benefits as Highlighted in the Plan

Family Coverage

Spouse + children under 18 years included

Full Funeral Services

  • Coffin/casket (max KES 25,000)
  • Lowering gear
  • Hearse transportation within Kenya
  • Mortuary storage up to 14 days (max KES 15,000)
  • Tents & chairs for up to 200 people
  • PA system for service
  • Memorial portrait

Coverage Timeline

Coverage starts after 6–9 months of membership
Perfect for Seniors 70+
Wazazi Plan

MASIKA Wazazi Plan

"Caring for Your Family, Honouring Your Parents"

Parents Add-on · Entry Ages 40–70 Years

One-time Registration KES 100
Comfort Plan (Nuclear Family) KES 300 / month
Wazazi Add-on (per parent) KES 350 / month
⚡ Add-on — Requires Active Comfort Plan

Cash Benefit

Member Type Benefit Amount
Adult KES 110,000
Child KES 50,000
— OR —
Service Benefits as Highlighted in the Plan

Who You Can Cover

  • Biological parents
  • Parents-in-law
  • Up to 4 parents per policy

Full Funeral Services

  • Coffin/casket (up to KES 25,000)
  • Lowering gear
  • Hearse transport within Kenya
  • Mortuary storage up to 14 days (max KES 15,000)
  • Tents & chairs (up to 200 people)
  • PA system
  • Memorial portrait

Coverage Timeline

Waiting period: 6 months from enrolment

Pre-existing Conditions

Any illness existing before joining is not covered in the first 12 months.

Conditionally accepted (declare at enrolment — covered after 12 months):

  • Diabetes
  • High blood pressure
  • Mild asthma
📋

Health Declaration Required

  • No terminal illness at enrolment
  • Not currently hospitalised
  • No major surgery in the last 6 months
  • Non-disclosure may result in claim rejection
💛 A Note You Can Trust MASIKA plans are designed to provide practical support when families need it most, while maintaining fair and sustainable cover for all members. Clear terms today help ensure reliable support tomorrow.
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